The 8-Minute Money Managerby Brad HartOrder Now

The Book + Everything · $19.99 Shipped To Your Door

The Money Playbook That Adds Millions to Your Net Worth in 4 Hours a Month.

A 158-page book from international bestselling author and former hedge fund manager Brad Hart. The 5-bucket system that builds a money machine you can run in 8 minutes a day. $19.99 ships it to your door. Book, PDF, and audiobook included. No upsells later. No subscription trap.

“The best time to invest was yesterday. The next best time is today. The worst time is tomorrow.”Randell Tiongson
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$19.99 · book + PDF + audiobook included · US only

Brad Hart holding his book, The 8-Minute Money Manager.

Watch This 4-Minute Intro From Brad

Make sure your sound is on.

You started earning real money to feel free. Most days, it feels like your money is the boss.

You’re a high earner. You have multiple income streams or you’re working toward them. And to keep your money working for you, not the other way around, you have to:

  1. Track what’s coming in and what’s going out.
  2. Park enough in cash so you can sleep at night.
  3. Invest the rest in the right vehicles, at the right time, in the right proportions.
  4. Re-balance when the market moves, your life changes, or the rules change again.
  5. Somehow not get sold on the next get-rich-quick play your inbox is pitching.

All while running a business or a career. All while supporting a family or planning for one. All while watching people with less income build more wealth because they figured out the system and you’re still hoping a windfall solves it.

That’s the wheel.

I watched my dad blow through an inheritance because nobody had ever taught him how money actually works. So I taught myself.

My great uncle Al invested a small amount in stocks like Bell Telephone and Standard Oil during the Great Depression. Those companies became Exxon, Chevron, AT&T, Verizon. Dividends compounded for decades. He left it all to my grandfather, who passed it to my dad. Inside a few short years it was almost completely gone.

The same week I learned my dad had passed away, I realized that if he had lived a few more years, there would have been nothing left for me to inherit. So I made a vow. I’d right the ship. I’d build a legacy. And I’d make sure that what happened to my family never happened to anyone else I came in contact with, as long as they were willing to listen.

I started at the bottom of Wall Street making cold calls. I got a real estate license at night. I traded my own portfolio. I founded a hedge fund that returned 106% in 2013, with a single month clearing seven figures. I’ve been part of more than 100 masterminds. I’ve started 25 of my own around the world.

Along the way I built rules. I broke them. I lost money. I updated the rules. The most important rule of all: rules are meant to be followed.

This book is the system I wish someone had handed me at 22. Or 32. Or any year before I figured it out the expensive way.

Brad Hart, international bestselling author and former hedge fund manager.
As seen on: media outlets and platforms that have featured Brad Hart's work.
Brad Hart speaking at a private investing mastermind.

Speaking at a private investing mastermind. Brad has been part of more than 100 masterminds and has started 25 of his own around the world.

The System

The 5-Bucket Strategy is what a real money machine actually looks like.

Simple. Maintainable. Built for compounding, not gambling. Run it in 8 minutes a day.

Forget the day-trading dream. Forget the “one weird trick” funnels. A working money machine has five buckets, and you decide which ones get filled, when, and how.

  • Buffer In The Bank

    Your safety net. Six months of living expenses. Nothing fancy.

  • Become The Bank

    Lend money instead of borrowing it. Earn the spread.

  • Buy and Hold

    The Warren Buffett bucket. Boring on purpose. Compounds for decades.

  • Buy, Rehab, Rent, Refinance

    Real estate, done with rules. Not the passive cash cow people sell you on.

  • Bet on Big Ideas

    The smallest bucket. The one with asymmetric upside. Crypto, early-stage, the moonshots.

You don’t need all five to start. You don’t need to fill them in order. You need to know which bucket each dollar belongs in, and why. That’s what’s in the book.

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158 pages. The 5-bucket system, the ATOM process, and the rules I update every time the market burns me.

Inside The 8-Minute Money Manager, I walk you through the entire system:

  1. I.The 5 buckets, in order and in plain English
  2. II.The 4-step ATOM process I use with consulting clients
  3. III.The 8 essential criteria for every investment you make
  4. IV.The 4 economic seasons and a “Basic All Weather” portfolio
  5. V.How to fire your bank and become your own
  6. VI.The capital stack equation that shows who really holds the money
  7. VII.The Warren Buffett checklist for picking stocks that compound
  8. VIII.Two leverage strategies most investors never consider
  9. IX.The other side of wealth that nobody writing financial books talks about

Plus a crypto cheat sheet, a case study on improving your investments, and the 8 rule updates I’ve made since the day I first started.

The 8-Minute Money Manager, 158-page book cover.

A few specific things you’ll find inside:

  • The 5-bucket strategy that builds your own money machinePg. 11
  • The 4-step ATOM process I use with consulting clientsPg. 14
  • A simple way to categorize every asset you ownPg. 15
  • The 8 essential criteria for any investmentPg. 23
  • The first thing we always focus on when managing moneyPg. 27
  • The hidden tax that’s robbing your well-invested moneyPg. 31
  • The top 3 risks of index funds and how to manage themPg. 34
  • The fastest path to wealth, faster than investing wellPg. 36
  • The difference between speculation and investingPg. 37
  • The 4 economic seasons and the “Basic All Weather” portfolioPg. 40
  • How to make money taking care of someone else’s debtPg. 43
  • The capital stack equation that shows who holds the moneyPg. 44
  • Why real estate is not the passive strategy you’ve been soldPg. 48
  • Your money machine blueprint, active vs passivePg. 50
  • The conversation about wealth nobody else is havingPg. 51
  • The buckets I recommend if you can’t use all 5Pg. 57
  • Fire your bank to lock this into your money machinePg. 59
  • The real rate of inflation the Fed doesn’t tell youPg. 61
  • How to pay your taxes without leaving a tipPg. 63
  • How wealthy families use life insurance to grow wealthPg. 73
  • A simple checklist for picking winning stocksPg. 95
  • The 3 chart insights that tell you how a stock is tradingPg. 97
  • The 8 rule updates I’ve made since I startedPg. 103
  • How to invest like Warren BuffettPg. 104
  • The three things to clarify before you buy any stockPg. 118
  • Two leverage strategies most investors never considerPg. 122
  • Four caveats to keep in mind with high-risk investmentsPg. 126

Plus the case study, the crypto cheat sheet, and the rule updates that make the system actually work.

Yes! Send Me The Book

$19.99 · book + PDF + audiobook · ships in 24 hours

What Readers and Clients Say

The system works because the math works. The receipts are below.

These are direct words from people who’ve worked with Brad. Edited only for length.

I have never seen such returns in my entire life.

I invested with Brad at the advice of my son, who knew him personally. My financial abilities are rather limited, so I listened to my son who has the education and the knowledge to advise me on financial matters. I really appreciate Brad's frankness. He tells things as they are. There are never surprises. His reports are very informative and one can really learn from them.

Tudor R.University Professor

Brad delivered almost 5x my expectations.

I would have been okay with 10%, happy with 15-20%, and over the moon with anything more. Brad delivered almost 5x that. There's never a guarantee of future success, and none of us can predict the next year, but I can say that Hartwood earned more for me in the past year than my retirement fund returned in the last 5 years combined, with a fraction of the capital.

Morgan D.Investor

Three streams of income. Six months of living expenses in the bank.

I now have many of my financial goals in line with the targets Brad gave me. Three streams of income. Six months of living expenses sitting in my bank. A great life insurance policy. Higher earnings than I've ever had in my life. A will, in case I die. And I have grown as a man, an entrepreneur, and a mentor to others in the business world.

Andrew MercierEntrepreneur

I urge anyone looking to create wealth in multiple streams to align yourself with Brad. He has a wealth of knowledge, experience, and inspiration to help anyone live in their dreams.

Joely RobertsonEntrepreneur

He has true charisma. The genuine kind.

When I first met Brad I could tell there was something special about him. At the time I didn't know what it was, but now I can tell you. He has true charisma. Not the fake act most people carry. The genuine appeal of knowing exactly what he wants and how to accomplish it. From the time I've met him, my life has not only improved financially, but spiritually.

Ajay S.International Manufacturing Executive

Other financial books left me with my head spinning. This one didn’t.

Brad doesn't hold back. He wants to give you the complete picture on your financial future. I've read financial books and done other financial trainings in the past, only to feel like they weren't giving the whole picture, or they were so complex my head was spinning. After reading Brad's book, I have a much deeper understanding of what it takes to manage money and a game plan going forward to build wealth and leave a legacy.

Kate M.Copywriter

Brad has a unique approach to wealth building. I've heard him speak several times, and it still impresses me how he takes complex financial topics like risk management and simplifies them to a level a child could understand, without dumbing them down or losing context.

Sam C.App Development Entrepreneur

Different rooms. Different industries. Same system.

You’re not just getting the book. Here’s everything in the package:

The 8-Minute Money Manager, a 158-page book by Brad Hart.

The Book

The 8-Minute Money Manager, 158 pages.

$24.95FREE
The Crypto Cheat Sheet, a one-page printed reference.

Bonus 1: The Crypto Cheat Sheet

Brad’s full crypto playbook: resources, definitions, how to keep your crypto safe, and the communities to continue the conversation in.

$97FREE
Behind-the-scenes investment strategy training, shown on a laptop.

Bonus 2: Behind-the-Scenes Investment Strategy Training

A private mastermind training on what Brad actually does with his money. Stories and strategies that aren’t in the book. The Rules of the Game in long form.

$97FREE
The Investing Rolodex, Brad Hart’s vetted network of contacts.

Bonus 3: The Investing Rolodex

Brad’s personal network. The people he works with for his own business and financial needs. Trusted, vetted, and ready to help with just about anything.

$97FREE
The weekly investing mastermind, a live audio room on a phone.

Bonus 4: Weekly Investing Mastermind

A weekly Clubhouse-style conversation on investing. Tips, strategies, guest experts on Airbnb, real estate, portfolio-grade life insurance, and more.

$97FREE
Recordings and transcripts of past mastermind sessions.

Bonus 5: Recordings and Transcripts of Past Groups

Every previous session, with searchable transcripts. Bounce back to the key insights and apply them in your own life.

$97FREE
An investment planning call, shown as a calendar event on a phone.

Bonus 6: Investment Planning Call

30 minutes with one of Brad’s 8-Minute Money Manager coaches. Get unstuck and build wealth with confidence.

$347+FREE
Total Stated Value$759Your Investment Today$19.99(book ships + PDF + audiobook + all 6 bonuses, all in)
Yes! Send Me The Book

$19.99 · book + PDF + audiobook · ships in 24 hours

The Part Nobody Tells You

The other guys would charge you $497 for this.

I’ve sat through financial “masterclasses” priced at $497, $997, even $1,997. Most of them teach less than what’s in this book.

I’m not going to do that to you.

Here’s what $19.99 actually gets you:

The 158-page bookshipped to your door
The PDF versioninstant download
The audiobookinstant download
6 free bonuses (crypto cheat sheet, planning call, etc.)instant access
Lifetime access to everythingforever
My personal guaranteerefund if you hate it

$19.99. Everything.

Why?

Because I make my real money in other ways. Real businesses, real masterminds, real investments. I don’t need to gouge you on a book to keep the lights on. I’d rather you read the book, build the system, and decide later whether you ever want to work with me directly.

There is no continuity program. No subscription trap. No “trial” that bills you in 14 days. You buy the book once for $19.99, you get the whole package, and you’re done.

There is no catch.

The “You’ve Gotta Be Crazy” Guarantee

100%REFUND

Don’t love the book? Email me. I’ll refund your $19.99. You keep the book.

That’s the whole guarantee. No forms. No “send the book back in the original packaging.” Just email the address on your receipt or call the number we send with your order, and we’ll refund your $19.99.

You keep the book either way. If it’s not for you, hand it to a friend who needs the system more than you do.

Sound fair?

Send me your address. I’ll send you the book.

A 158-page book, six free bonuses, the 5-bucket system, the ATOM process, and a planning call with one of our coaches.

It all ships to your door for $19.99.

  • $24.95·The 8-Minute Money Manager book
  • $97·The Crypto Cheat Sheet
  • $97·Behind-the-Scenes Investment Strategy Training
  • $97·The Investing Rolodex
  • $97·Weekly Investing Mastermind
  • $97·Recordings and Transcripts of Past Groups
  • $347+·Investment Planning Call
Stated Value$759Today$19.99

We’ve printed a few thousand copies. When they’re gone, they’re gone. If this page is up, the offer is live.

Brad Hart

Cardiff-By-The-Sea, CA

P.S. If you’re skipping to the end, here’s the deal: I’m mailing you a 158-page book, plus the PDF, the audiobook, and six bonuses, for $19.99, shipped to your door. No upsells. No subscription. No “trial” that bills you later. If you don’t love the book, I’ll refund your $19.99 and you keep the book. Click the button below to give me your address.

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